The New Risk Frontier: Climate Volatility, Emerging Perils & Systemic Exposure

Climate volatility is reshaping accumulation and pricing.

The growing protection gap and insurer retreat from high-risk regions.

How governments may intervene as markets become uninsurable.

Transition risk; evaluating liability-side exposure as economies decarbonise.

What insurers must redesign in modelling, capital and resilience.

Insurance Black Mirror – Stress testing the failure models, so innovation doesn’t backfire. The risks we don’t want to talk about (but have to)

What happens when automation, IoT and AI create new systemic risks insurers aren’t ready for? The dark side of hyper connected infrastructure.

When prevention tech becomes a single point of failure.

The unintended consequences of autonomous decision making in underwriting, claims and risk selection.

This out of industry presentation will look at the governance, engineering and resilience rails needed to prevent a black mirror scenario.

 

Erica Mcewan tbc

The Disruptor vs The Giant: How the Next Generation of Insurers Will Win

How digital insurers redesigned claims, service and trust from scratch. What people can learn from disrupters beyond the hype.

The rise of preventative care linked insurance models.

What incumbents can adopt form health-adjacent innovation.

This is not simply what digital insurers do differently, it’s how they win and what others can take away from it.