The automotive finance industry is undergoing a profound transformation. Captive banks, leasing companies, and OEMs face increasing pressure to deliver seamless, digital-first customer journeys while meeting ever-stricter regulatory demands. At the heart of this change lies digital identity, the foundation for trusted interactions across markets.
As Europe’s pan-European leader in digital identity and trust services, Signicat supports financial institutions and OEMs in creating secure, compliant, and customer-friendly onboarding and transaction processes. In this keynote, we will explore the key challenges the industry faces, including fragmented regulations, rising fraud risks, and growing customer expectations. We will also highlight best practices and use cases where digital identity has enabled faster onboarding, reduced risk, and improved customer experience.
Looking ahead, we will discuss upcoming regulatory and technological shifts such as the EUDI Wallets from 2026 and the new AML regulation in 2027 developments that will redefine how trust and identity are managed in the automotive sector.