Tim Loo

Tim Loo is a transformation leader specialising in digital and business transformation for the financial service and insurance sector. For the past two decades, he has worked with insurance businesses such as Marsh, AXA and Aviva to optimise operations, enhance customer experiences, and leverage emerging technologies to drive measurable impact and future growth

Kim Hayward

Kim is on strategic advisory board at GroWize. He is a Chartered Accountant and a former Audit partner with EY and BDO. He was BDO’s International Liaison Partner for 10 years until he retired in 2021. During this period he visited India a number of times; he was a director of BDO’s previous member firm and instrumental in helping BDO International find a new member firm in 2013, which has since grown from 250 people to 9,000 across 12 key cities.

Dr Paula Miller

With 20 years of global clinical research experience, Paula specialises in accelerating clinical trial delivery, optimising recruitment, and fostering strong site partnerships to ensure high-quality, efficient trial execution. Passionate about site engagement and strategic collaboration, she work closely with key stakeholders across the clinical trial ecosystem to drive performance, mitigate risks, and enhance trial delivery.

Zilvinas Bareisis

Zil is a Director at Celent, global research and advisory firm specialising in Financial Services. Zil leads the firm’s Retail Banking and Payments practice and is based in London. His research focuses on the impact of technology-driven change in banking, particularly on consumer payments, digital identity, and the open financial services ecosystem. Zil has a global perspective with an emphasis on market developments in Europe and North America.

Zil is a regular speaker, chairman, and panel moderator at the leading payments industry events, such as Finovate, Money 2020, FTT Embedded Finance and Super-Apps, and many others. He has also been widely quoted in the press, such as The Economist, The Financial Times, The Banker, The Times, The Daily Telegraph, The New York Times, American Banker, PaymentSource, and other publications.

Prior to joining Celent, Zil was a management consultant, most recently at Oliver Wyman. He has over 25 years of advisory experience with a strong focus on cards and payments innovation and has worked with major financial institutions and technology players around the world on a range of strategic issues.

Zil has an MBA from Carnegie Mellon University and MSc in Applied Mathematics from Kaunas University of Technology. He is fluent in English, Russian, and Lithuanian.

Bhavin P. Kapadia

Worked at Wall-Street investment banks: Deutsche Bank in New York and Wells Fargo in San Francisco.  And one of the biggest European investments company, Natixis. Subject expertise background in multi-asset derivatives and building out corporate large-scale institutional front-office trading platforms. 10+ years serving as a Senior Advisor in the Financial Services Industry, consulting on AI within: Security-Cyber, Data, Fraud-Identity, and Regulatory.  Bhavin has been recognised by media publications in New York and Washington DC.