Beyond Copilot: Moving from basic AI to “Agents with Agency” in Governed Financial Workflows

Generative AI is no longer novel. Financial institutions are now at a crossroads: either continue managing a fleet of helpful “assistants” or transition to Autonomous Agents. While basic LLMs can summarise data, true “Agents with Agency” can execute complex workflows – from AML investigations to KYB verification – autonomously. However, in the high-stakes world of FSI, there remains a significant risk. We will deconstruct a manual Anti-Money Laundering (AML) workflow to show how agentic systems mimic human reasoning, and more importantly, how adopting a governance layer ensures these agents operate within safe, auditable parameters, to move beyond the “AI as a toy” narrative and explore the architectural shift required to give AI the power to act.

The Sovereignty issue: Full control of all your AI-touching data

As Nordic financial institutions move from AI pilots to enterprise-scale production, the “Sovereignty Trap” remains the biggest hurdle. High-value initiatives often stall when sensitive proprietary data meets the boundaries of public cloud APIs. In this session, we explore Private AI—a transformative architectural approach where the organization, not a third-party provider, hosts and controls the AI models within its own secure environment. By “bringing the model to the data” rather than sending sensitive enterprise data to an external cloud, firms can ensure that LLMs run entirely within their own firewall. Join us to discuss how this inverted architecture satisfies the strictest global mandates—including GDPR and the EU AI Act—while providing the immutable audit logs required for modern fund governance and risk management.

Panel discussion: The Nordics edge: Vision for AI in Nordic financial services by 2030

How far are we willing to push the envelope by 2030? AI will be deeply embedded in the DNA of Nordics Financial Services not just as a tool but a strategic partner in delivering trust, transparency and tailored customer experiences. This panel discussion explores the evolving landscape of AI across banking, insurance and Fintech’s in the Nordics highlighted the regions unique strengths in ethical innovation, digital leadership and regulatory foresight.

Moderator: Bartosz Golba, Director of Research and Analysis, GlobalData

Autonomy with accountability: The future of agentic commerce

Drawing on real world experience from Uber, this session offers a rare view into how one of the world’s most advanced consumer platforms is operationalising AI at scale, and what that means for financial services leaders across the Nordics navigating similar transformation journeys.

  • How agents change transaction flows, decision points and execution
  • Architecting trust: identity, authentication, human oversight and auditability
  • What large scale consumer platforms reveal about AI ready operating models over the next three to five years